Underwriting Officer, Mortgage Loan
Company: Cathay General Bancorp
Location: El Monte
Posted on: October 31, 2025
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Job Description:
Following established policies and department procedures,
responsible for underwriting mortgage loans and home equity lines
of credit. The Mortgage Underwriter position is responsible for
underwriting conventional, jumbo home loans and home equity lines
of credit following established company and agency guidelines and
ensuring compliance with applicable government rules and
regulations. Ideal candidates will be service-focused with
excellent time-management and communication skills, can multitask,
and must be detail oriented. ESSENTIAL FUNCTIONS • Underwrite
mortgage loans and home equity lines of credit in compliance with
Bank’s established or investor credit guidelines. • Conduct initial
and final underwriting reviews and render decisions within the
regulatory required timeframes. • Ensure compliance with Bank,
regulatory and credit requirements with emphasis on quality client
service while adhering to given deadlines. • Assist mortgage loan
originators in understanding loan conditions. • Respond to audits
and post-closing issues in a timely manner. QUALIFICATIONS •
Education: College graduate with major in accounting or business
preferred or related experience. • Experience: Minimum five years
of mortgage lending and banking experience with good knowledge of
lending regulations and credit/collateral analysis practices. •
Skills/Ability: Loan Origination System proficient. Experience with
Empower a plus. Good verbal and written communication skills.
Bilingual a plus. Organized and detail oriented. Able to develop
working knowledge of Bank’s credit underwriting policies and
approval process for assigned loans. Ability to analyze complex
credit transactions, asset documents, and personal & business tax
returns. Must possess strong problem-solving skills and be able to
prioritize workload and manage pipeline efficiently. Ability to
work effectively in a fast-paced, high production environment.
Strong analytical skills. High level of latitude and ability to
develop viable solutions within scope of applicable laws and
regulations
Keywords: Cathay General Bancorp, El Monte , Underwriting Officer, Mortgage Loan, Accounting, Auditing , El Monte, California
