Credit Analysis Officer

Company: Cathay General Bancorp
Location: El Monte
Posted on: October 31, 2025

Job Description:

Conduct financial analysis to assess credit worthiness while following established bank underwriting policies and procedures for syndicated leveraged loan credit requests as well as other credit opportunities, assist in the maintenance and monitoring of existing credits in the portfolio, responsible for certain administrative duties including reporting, trade closings, administering funding requests. ESSENTIAL FUNCTIONS • Identify and fully underwrite and prepare a loan application for approval that provides recommendations tied to analysis and assessment of credit risk and present findings to managers and other team members. • Establish and maintain relationships with various sell-side and buy-side participants in the leverage loan market. • Provide analysis and support for the Bank’s syndication efforts including communication with participants. • Ability to think independently and critically with regards to both opportunities and risks as it pertains to the leverage loan portfolio. • Prepare internal credit review memos on existing portfolio accounts and assist with new credit underwriting requests. • Prepare customized department and project management reports, including quarterly Board reporting and general market industry trends. • Monitor and coordinate loan fundings and distribute funding memos. • Keep up to date on bank wide credit policies and lending protocols. • Review Credit Agreements for covenant and tickler items and coordinate completion of tickler items in the On-Track system. • Complete quarterly and annual compliance check reports. • Coordinate with loan servicing for loan fundings and required documents. • Other projects and support as requested by the supervisor/department manager. QUALIFICATIONS • Education: College degree with major in accounting, finance, economics, or business preferred. • Experience: 1-3 years of corporate commercial lending and/or banking experience (or equivalent experience in the field of financial/credit analysis). Good knowledge of accounting, lending regulations and credit practices are a plus. • Skills/Ability: PC proficient with strong Excel skills. Good verbal and written communication skills. Organized and detail oriented. Knowledgeable in Bank credit underwriting policies and approval process for assigned loans. Good teamwork skills. Ability to work effectively in a fast-paced, high production environment. Ability to think both intuitively and independently.

Keywords: Cathay General Bancorp, El Monte , Credit Analysis Officer, Accounting, Auditing , El Monte, California