VP, Loan Review Officer C
Company: Job Juncture
Location: El Monte
Posted on: June 17, 2022
Job Description:
Job description: GENERAL SUMMARYAnalyze loans for credit quality
and adherence to bank policy. May act as Examiner-In-Charge of
assigned lending unit reviews and prepare comprehensive reports for
distribution to management. Assist in the loan sampling process for
lending unit reviews and in other departmental functions as
necessary.DIRECT REPORTSThe incumbent has no direct
reports.ESSENTIAL FUNCTIONS
- Perform detailed loan file reviews of lending units portfolios.
The reviews evaluate loan credit quality, Risk Identification,
Policy Compliance, Support for the Credit Decisions, and Loan
Structure.
- May act as Examiner-In-Charge for assigned lending unit reviews
and host the Exit Meeting for the respective units to discuss
findings, issues and/or concerns. May prepare and draft the Loan
Review Report that communicate findings to Unit Management, Senior
Management, and the Audit Committee.
- Assist in other departmental tasks as necessary.
- May be required to attend PLR meetings and help ensure that
loans reviewed are appropriately risk rated.
- Assist in the performance of special projects and targeted
reviews and in the development of monitoring procedures or analysis
of the Banks loan portfolio to ensure that significant trends are
identified and researched.
- Participate in efforts to enhance department and Bank
procedures for loan review, processes, methodology, risk ratings,
exceptions monitoring, portfolio analysis, management reporting and
other areas as necessary.
- May work with personnel from other departments and external
entities (i.e. KPMG, regulators, etc.). Qualifications:
QUALIFICATIONSEducation:
- College degree in Accounting, Finance, or business related
discipline preferred but not mandatory.Experience:
- Five or more years of commercial bank experience with some
exposure to loan review, audit, or lending.
- Experience as a bank examiner, or with a consulting/accounting
firm is also acceptable.Skills/Ability:
- Knowledge of the various factors related to commercial and
industrial and commercial and residential real estate lending
products.
- Exposure to regulatory requirements, economic factors, and
standards applicable to commercial lending, commercial real estate,
construction, and residential lending products.
- Good risk analysis skills.
- Good cash flow analysis skills.
- Ability to manage high-volume work flow.
- Good interpersonal, verbal and written communication
skills.
- Experience using computer related software applications, (i.e.
Word, Excel, Outlook, etc.). Why is This a Great Opportunity: one
of the top 10 U.S. public banksSalary Type : Annual SalarySalary
Min : 120000Salary Max : 125000Currency Type : US Dollars
Keywords: Job Juncture, El Monte , VP, Loan Review Officer C, Executive , El Monte, California
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