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AVP/VP, Portfolio Manager

Company: Cathay Bank
Location: El Monte
Posted on: May 23, 2023

Job Description:

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.

Apply today!

What our team members are saying:

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Learn more about us at cathaybank.com


Portfolio Manager ("PM") is responsible for maintaining and monitoring existing commercial loan portfolio and work closely with the SRM or RM who owns the relationship of these accounts. PM is expected to maintain close contact with these clients and leverage the relationship to identify and bring in additional new business opportunities, both in loans and Bank's other products and services. PM is expected to provide "best-in-class" service to these loan clients while following established Bank's policies and procedures.


  • PM is to work closely with SRM(s), RM(s), and Department Managers on the assigned loan portfolio by monitoring and managing the credit quality of such portfolio.
  • Review to ensure each credit is properly risk rated based on the Bank's risk rating system.
  • Maintain and grow existing client relationships, cross-sell Bank's other products and services.
  • Specifically accountable for credit underwriting and origination of new credits from the existing client base, portfolio monitoring, renewals, amendments and annual reviews.
  • Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report ("CCR")
  • Reviews client's accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank.
  • Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client.


  • Education: U.S. College graduate with major in related fields.
  • Experience: 3-5 years of loan account relationship management experience, credit underwriting experience or a combination of both. Thorough knowledge of lending regulations and credit/underwriting practices.
  • Must have strong loan portfolio management experience.
  • Must possess strong loan negotiation (rates, terms, collateral requirements) experience.
  • Must possess previous underwriting experience in the requisite area of commercial lending.
  • Must have extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements and loan servicing.
  • Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products.

    • Skills/Ability: PC proficient. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus but not required. Ability to work well independently to restructure loans and/or lines of credits. Must be organized and detail oriented and able to multi-task. Ability to work effectively in a fast paced, high production and team environment. Excellent time management skills and be accustomed to working with deadlines. Ability to assume responsibility and accountability for decision-making. Ability to communicate effectively with all levels of Bank personnel.


      $65,000.00 - $100,000.00 / year
      Pay determined based on job-related knowledge, skills, experience, and location.

      Cathay Bankoffers its full-time employees a competitive benefits package which is asignificant part of their total compensation. It is our goal to provideemployees with a comprehensive benefits package to fit their needs whichincludes, coverage for medical insurance, dental insurance, vision insurance,life insurance, long-term disability insurance, and flexible spending accounts(FSAs), health saving account (HSA) with company contributions, voluntarycoverages, and 401(k).

      Cathay Bank may collect personal informationfrom potential job candidates and applicants. For more information on how wehandle personal information and your applicable rights, please review our Privacy Policy.

      Cathay Bank is an Equal Opportunity and Affirmative ActionEmployer. We believe in diversity, equity, and inclusion in the workplace. Wewelcome applications for employment from all qualified candidates, regardlessof race, color, ethnicity, ancestry, citizenship, gender, national origin,religion, age, sex (including pregnancy and related medical conditions,childbirth and breastfeeding), reproductive health decision-making, sexualorientation, gender identity and expression, genetic information orcharacteristics, disability or medical condition, military status or status asa protected veteran, or any other status protected by applicable law.

      Click here to view the EEO is the Law poster inEnglish. Poster- English
      Click here to view the EEO is the Law supplement in English.Supplement- English

      Clic aqu para ver la EEO es la Ley pster enespaol. Poster- Spanish

      Clic aqu para ver la EEO es la Ley suplementoen espaol.Supplement- Spanish

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      Cathay Bank endeavors to make www.CathayBank.com accessibleto any and all users. If you would like to contact us regarding theaccessibility of our website or need assistance completing the applicationprocess, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com. This contact information is for accommodation requests only andcannot be used to inquire about the status of applications.

      Apply Now

Keywords: Cathay Bank, El Monte , AVP/VP, Portfolio Manager, Executive , El Monte, California

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